For Trade & Service Businesses
Stop Overpaying Taxes on Your Hard-Earned Profits
If you're a contractor, trucking owner, or home service business making $60K+ in profit, you're likely sending thousands more to the IRS than necessary. The right structure and strategy can change that.
Industries We Specialize In
Contractors & Construction
- General contractors
- Excavation companies
- HVAC owners
- Roofing companies
- Electrical contractors
Why they convert:
High profit variability, massive tax inefficiencies, little proactive planning
Logistics & Trucking
- Owner-operators
- Small fleet owners
- Dispatch company owners
- Freight brokers
Why they convert:
Deduction complexity, entity optimization, multi-state exposure, equipment strategy
Home Service Businesses
- Plumbing companies
- Landscaping businesses
- Cleaning companies
- Pest control
- Restoration companies
Why they convert:
Rapid growth, owner-led decisions, immediate ROI sensitivity
The Tax Problem for Trade Businesses
Most trade business owners operate as sole proprietors or single-member LLCs—and pay a 15.3% self-employment tax on every dollar of profit. That's on top of income tax.
Example: $100K Profit as a Sole Proprietor
- Self-employment tax: $14,130
- Federal income tax (est.): $13,580
- State income tax (varies)
- Total federal tax burden: $27,710+
Without the right structure, you're sending $5,000–$15,000+ more to the IRS than necessary each year.
Mistakes We See Constantly
Staying a sole proprietor too long
Once you hit $60K+ profit, your entity structure matters. Sole proprietors pay SE tax on everything.
No equipment depreciation strategy
Trucks, tools, machinery—Section 179 and bonus depreciation can shelter significant income.
Missing retirement contributions
SEP-IRA or Solo 401(k) can shelter $20K–$60K+ from taxes—while building wealth.
Reactive CPAs who only file
Most accountants just report what happened. They don't plan what should happen next.
Tax Strategies That Work for Your Industry
S-Corp Election
Split income into salary + distributions. Distributions avoid self-employment tax.
Example: $100K profit → $50K salary + $50K distribution = $7,650 saved in SE tax
Equipment Depreciation Strategy
Section 179 + bonus depreciation can write off trucks, machinery, and tools in year one.
Example: $80K truck purchase → $80K immediate deduction = $20K+ tax savings
Retirement Account Optimization
SEP-IRA or Solo 401(k) lets you shelter significant income while building wealth.
Example: Contribute $30K → Save $7,500+ in federal taxes
Multi-State Tax Planning (Trucking)
If you operate across state lines, proper nexus planning prevents double taxation and compliance headaches.
Is This Right for You?
Good Fit If...
- $60K+ annual profit from your trade or service business
- Operating as sole proprietor or LLC (not yet S-Corp)
- Tired of large quarterly tax payments
- Own equipment, vehicles, or tools that could be depreciated
- Want proactive planning, not just year-end filing
- Value clear ROI and straightforward communication
Not a Fit If...
- Just starting out with less than $40K profit
- Only need basic tax filing
- Looking for the cheapest option available
- Not willing to implement recommendations
How We Work Together
Strategy Call
Review income, structure, and goals
Analysis
Identify strategies and calculate savings
Implementation
Execute entity changes, accounts, etc.
Ongoing Planning
Quarterly check-ins as you grow
Ready to Keep More of What You Earn?
Book a strategy call to discuss your situation and learn how much you could save.
Book a Call